Intro
Unlock the secrets of MCC codes with our comprehensive list in Excel. Discover the 101 merchant category codes used by banks to classify businesses, including online and offline transactions. Learn how to use MCC codes to optimize payment processing, reduce fees, and improve financial management. Get instant access to our downloadable Excel list and start streamlining your finances today!
The Merchant Category Code (MCC) is a four-digit number assigned to a business by the credit card companies (Visa, Mastercard, etc.) to classify the type of goods or services the business provides. This code is used to determine the interchange rate that the merchant will pay on each transaction. Here, we will provide an MCC code list in Excel format, which includes 101 common merchant codes.
What is the Importance of MCC Codes?
MCC codes are essential for businesses that accept credit card payments, as they help determine the interchange fees that the merchant will pay. Interchange fees are a significant component of the costs associated with accepting credit card payments. By understanding the MCC code list, businesses can better navigate the complex world of credit card processing and make informed decisions about their payment processing setup.
How to Use the MCC Code List
The MCC code list provided below includes 101 common merchant codes, organized by category. You can use this list to:
- Identify the MCC code for your business
- Understand the interchange fees associated with your MCC code
- Compare interchange fees across different MCC codes
- Make informed decisions about your payment processing setup
MCC Code List in Excel Format
Here is the MCC code list in Excel format:
| MCC Code | Description |
|---|---|
| 1010 | Airlines |
| 1020 | Airlines - Scheduled |
| 1030 | Airlines - Charter |
| 1040 | Airlines - Tour Operators |
| 1050 | Airlines - Travel Agencies |
| 1060 | Car Rental Agencies |
| 1070 | Travel Agencies |
| 1080 | Tour Operators |
| 1090 | Hotels and Lodging |
| 1100 | Railroads |
| 1110 | Bus Lines |
| 1120 | Cruise Lines |
| 1130 | Travel Agencies - Airlines |
| 1140 | Travel Agencies - Tour Operators |
| 1150 | Travel Agencies - Car Rental |
| 1160 | Travel Agencies - Hotels and Lodging |
| 1170 | Travel Agencies - Railroads |
| 1180 | Travel Agencies - Bus Lines |
| 1190 | Travel Agencies - Cruise Lines |
| 1200 | Automobile Association |
| 1210 | Automobile Dealers |
| 1220 | Automobile Parts and Accessories |
| 1230 | Automobile Repair Shops |
| 1240 | Gas Stations |
| 1250 | Auto Body Shops |
| 1260 | Tire Shops |
| 1270 | Car Washes |
| 1280 | Parking Garages |
| 1290 | Towing Services |
| 1300 | Food Stores |
| 1310 | Grocery Stores |
| 1320 | Supermarkets |
| 1330 | Convenience Stores |
| 1340 | Specialty Food Stores |
| 1350 | Bakeries |
| 1360 | Butcher Shops |
| 1370 | Delicatessens |
| 1380 | Seafood Markets |
| 1390 | Farm Markets |
| 1400 | Restaurants |
| 1410 | Fast Food Restaurants |
| 1420 | Bars and Taverns |
| 1430 | Nightclubs |
| 1440 | Theaters |
| 1450 | Amusement Parks |
| 1460 | Bowling Alleys |
| 1470 | Billiard and Pool Halls |
| 1480 | Golf Courses |
| 1490 | Sporting Goods Stores |
| 1500 | Clothing Stores |
| 1510 | Department Stores |
| 1520 | Jewelry Stores |
| 1530 | Luggage Stores |
| 1540 | Shoe Stores |
| 1550 | Furniture Stores |
| 1560 | Home Furnishings |
| 1570 | Office Supplies |
| 1580 | Computer and Software Stores |
| 1590 | Electronics Stores |
| 1600 | Florists |
| 1610 | Photography Studios |
| 1620 | Musical Instrument Stores |
| 1630 | Art Galleries |
| 1640 | Antique Stores |
| 1650 | Bookstores |
| 1660 | Stationery Stores |
| 1670 | Gift Shops |
| 1680 | Newspapers and Magazines |
| 1690 | Postal Services |
| 1700 | Telecommunication Services |
| 1710 | Internet Service Providers |
| 1720 | Cable and Satellite Television |
| 1730 | Electric and Gas Utilities |
| 1740 | Water and Sewer Utilities |
| 1750 | Insurance Companies |
| 1760 | Securities and Investment Services |
| 1770 | Stock Exchanges |
| 1780 | Real Estate Agents |
| 1790 | Real Estate Brokers |
| 1800 | Advertising Services |
| 1810 | Employment Agencies |
| 1820 | Temporary Employment Agencies |
| 1830 | Professional Services |
| 1840 | Education and Training Services |
| 1850 | Membership Organizations |
| 1860 | Charitable Organizations |
| 1870 | Business Associations |
| 1880 | Government Services |
| 1890 | Waste Management Services |
| 1900 | Landscaping and Lawn Care |
| 1910 | Home Maintenance and Repair |
| 1920 | Dry Cleaners |
| 1930 | Laundromats |
| 1940 | Funeral Homes |
| 1950 | Pet Grooming and Boarding |
| 1960 | Pet Stores |
| 1970 | Veterinary Services |
| 1980 | Garden Centers |
| 1990 | Nursery and Landscape Services |
Gallery of MCC Code Images
MCC Code Image Gallery
Conclusion
In conclusion, the MCC code list is an essential tool for businesses that accept credit card payments. By understanding the MCC code list, businesses can better navigate the complex world of credit card processing and make informed decisions about their payment processing setup. We hope that this article has provided valuable information and insights into the world of MCC codes.
Share Your Thoughts
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